For Your information
What to do in a road traffic accident
The first rule is Don't Panic!
* Ensure everyone involved is safe. Switch off the engines of all vehicles involved.
*Activate hazard warning lights and alert oncoming traffic about the accident.
*In the event of serious injury, or obstruction, call the emergency services.
vRemain calm, do not admit liability or offer any form of settlement.
*By law the vehicles should not be moved. However if they are causing a serious hazard do so, but not until an independent witness has noted their position.
vAfter any form of accident you must, by law, STOP.
*Again by law, you must inform the police of the accident and if there has been any injury. *You are also bound by law to present your motor vehicle insurance details to the police.
*Exchange details with the other parties involved. This will include: names and addresses of the drivers and owners of the vehicles, together with registration numbers of the vehicles and insurance details.
*Draw a sketch plan of the area, showing the road layout, the position of the vehicles involved, named of surrounding roads, traffic signs, road widths, markings and skid marks.
*If your vehicle needs moving, the attending police will arrange this and have it taken to a safe depot or garage.
What to do after the accident
*Ensure that you contact your insurer or insurance broker and inform them immediately of accident.
*Your insurance broker will handle all the arrangements to get your car inspected by an independent assessor.
*If your insurance allows, your insurer will arrange for a replacement vehicle if yours is not road worthy.
*If the accident was not your fault, or any of your passengers were injured, it would be wise to contact a solicitor who will pursue a claim on your behalf.
Source: www.insureyourmotor.com
