Living expenses in Dhaka can be extremely costly for couples, especially with growing inflation and stagnant salary growth. Making ends meet in such a situation may be difficult, and many couples may find it difficult to prepare for future aspirations such as purchasing a home, having children, or planning for retirement. However, with a little work and imagination, cutting living expenses and maximising your income is feasible.

Cut unnecessary expenses

Look closely at your spending to identify areas where you may reduce it. Do you really need to pay for a gym membership that you hardly ever use? Can you cut back on your eating out?

Cook at home

Dining out can be an expensive habit. You may enjoy healthier meals while saving money by cooking at home. Make it enjoyable by cooking every other day with your spouse.

Meal prep

Making a list of the items you'll need for the next week, doing your grocery shopping in advance, and cooking meals at home rather than going out to eat or getting takeaway are all examples of how to do this. This can enable you to reduce your food expenditures significantly.

Buy groceries in bulk and on sale

When purchasing food, seek out things that are discounted or offered in large quantities. Over time, this can enable you to save money, particularly if you stock up on non-perishable commodities like canned goods, rice, and beans.

Buy second-hand items

Instead of constantly purchasing brand-new stuff, consider buying used (but not damaged) furniture, clothing, and household items. These things are available at garage sales, thrift shops, and internet markets.

Buy local

When purchasing groceries, choose generic brands over name ones. They frequently offer comparable quality to name-brand products, but at a lower price.

Use natural ventilation to cool your home

Instead of always using air conditioning to cool your home, open the windows and doors to allow natural circulation. This can reduce your power costs, particularly in the sweltering summer months.

Use public transportation

If possible, avoid driving and take public transit. It frequently costs less and is better for the environment.

Opt for energy-efficient appliances

Look for appliances that have the ENERGY STAR label, which certifies that they adhere to governmental energy efficiency standards. Long-term savings on your power costs are possible with these equipments.

Reduce your water usage

You may reduce your water usage by making easy adjustments like taking shorter showers and addressing leaks as soon as they occur. To further cut down on water use, you may also choose a water-efficient washer.

Grow your own vegetables and herbs at home

To save money on groceries, you may cultivate your own herbs and veggies at home if you have a little garden or balcony. A couple might also enjoy and benefit from doing this.

Create a budget

With your partner, sit down and make a budget that accounts for your spending. You may use this to find areas where you can make any savings.

Couples living in Dhaka may drastically lower their living expenses without lowering their quality of life by being conscious of their spending patterns and implementing minute changes. These suggestions should help you start saving money right away.