Dhaka Bank Limited: Bangladesh’s Best Corporate Bank 2023

Emranul Huq 
Managing Director & CEO
Dhaka Bank Limited

We can identify "Being Excellent" as our driving force as our slogan says – "Excellence in Banking". We have been trying to build our capacities over time to ensure the most premium services for all our customers addressing their financial needs. There is a sweetly tuned harmony in our operation among all the relevant stakeholders, which ensures the best quality corporate governance. We are now planning a more wholesome business drive combining all our business avenues. Besides, in line with the directives of the regulators, we are targeting to cover more unbanked population of the country by spreading our network in suitable areas. 

Top 3 Initiatives

• Launched e-Rin, an AI-based instant loan disbursement platform aimed at the rapid digital processing of small-scale personal loans.
• Launched Nano Deposit Schemes, with collaboration with bKash targeting the unbanked lower income community as a part of Financial Inclusion.
• Upgraded Dhaka Bank C Solution, empowering corporate groups to manage cash flows efficiently.

Top 3 Achievements

• Recorded a 109 m USD increase in total assets with a growth rate of 3.34% over 2021, with loans and advances surging by 247 m USD (YoY Growth Rate 11.24%), and deposits growing by 133 m USD in 2022 (YoY Growth Rate 5.65%).
• Reduced non-performing loans to 2.68% from 3.32% in 2021.
• Successfully arranged a $50 million syndicated term loan for Ananta Real Estate, the nation's first LEED Platinum Certified gated community.