An anatomy of interest rates
Banks determine their lending interest rates based on the cost of borrowing, non-fund operating costs, margin for default risk, and desired profit margin.
1m ago
When does a bank fail?
There are four main reasons why banks fail: credit risk, interest rate risk, foreign exchange risk, and liquidity risk (bank run).
1m ago
Risk management challenges that our banks face
Risk management is concerned with reducing earnings volatility and avoiding losses, especially large ones.
2m ago
Will merger help solve the weaker banks’ problems?
Merger takes place when two or more companies combine together to strengthen capital base and asset size.
2m ago
Bancassurance can change how we do insurance
The system of selling insurance services to bank customers will ultimately expand financial inclusion.
4m ago
Issues our banking sector must address
As most of our economic sectors depend heavily on banks, it has created many problems for the banking sector and its depositors.
5m ago
Politics at Dhaka University—as I experienced it
I had to live in constant fear and panic, while also having to attend political rallies and programmes frequently.
5m ago
What’s really causing our non-performing loans to skyrocket?
It is alleged that a group of politically-connected people took out large loans from state-owned commercial banks (SOCBs) and intentionally defaulted on them.
6m ago
April 3, 2024
An anatomy of interest rates
Banks determine their lending interest rates based on the cost of borrowing, non-fund operating costs, margin for default risk, and desired profit margin.
March 28, 2024
When does a bank fail?
There are four main reasons why banks fail: credit risk, interest rate risk, foreign exchange risk, and liquidity risk (bank run).
February 29, 2024
Risk management challenges that our banks face
Risk management is concerned with reducing earnings volatility and avoiding losses, especially large ones.
February 12, 2024
Will merger help solve the weaker banks’ problems?
Merger takes place when two or more companies combine together to strengthen capital base and asset size.
January 2, 2024
Bancassurance can change how we do insurance
The system of selling insurance services to bank customers will ultimately expand financial inclusion.
December 5, 2023
Issues our banking sector must address
As most of our economic sectors depend heavily on banks, it has created many problems for the banking sector and its depositors.
November 26, 2023
Politics at Dhaka University—as I experienced it
I had to live in constant fear and panic, while also having to attend political rallies and programmes frequently.
October 17, 2023
What’s really causing our non-performing loans to skyrocket?
It is alleged that a group of politically-connected people took out large loans from state-owned commercial banks (SOCBs) and intentionally defaulted on them.
October 3, 2023
The Bangladeshi model of dealing with bank crises
The growth of bad loans is mainly due to the business-politics nexus, lack of corporate governance, and weak judicial system
September 16, 2023
Do we really need digital banks?
The banking sector in Bangladesh is at risk, given its huge amounts of distressed assets.
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