How to choose a good bank
A good bank ensures quality of loans (assets) by selecting the right borrowers, sanctioning loans to various sectors in different sizes, and keeping collateral.
1w ago
Disincentives for Dhaka University teachers
Dhaka university teachers’ salaries must be revised.
1m ago
Our expectations from Dhaka University
Partisan politics of both students and teachers has proven to be damaging for academic excellence.
2m ago
Banking sector issues that the new governor should address
Good governance and adequate legal infrastructure—relevant laws, courts and impartial judges—need to be established.
2m ago
Factors that may cause bank run in Bangladesh
A recent study was carried out to discover the factors that may cause bank run in Bangladesh.
3m ago
Why is managing banks’ liquidity risks so important?
Without ensuring good governance in the banking sector, liquidity management strategies will not function properly in Bangladesh’s banks.
5m ago
Prof Azizur Rahman Khan: A visionary in financial studies
It is difficult to put into words the contribution that Prof Azizur Rahman Khan made to academia and the nation.
6m ago
An anatomy of interest rates
Banks determine their lending interest rates based on the cost of borrowing, non-fund operating costs, margin for default risk, and desired profit margin.
7m ago
February 12, 2024
Will merger help solve the weaker banks’ problems?
Merger takes place when two or more companies combine together to strengthen capital base and asset size.
January 2, 2024
Bancassurance can change how we do insurance
The system of selling insurance services to bank customers will ultimately expand financial inclusion.
December 5, 2023
Issues our banking sector must address
As most of our economic sectors depend heavily on banks, it has created many problems for the banking sector and its depositors.
November 26, 2023
Politics at Dhaka University—as I experienced it
I had to live in constant fear and panic, while also having to attend political rallies and programmes frequently.
October 17, 2023
What’s really causing our non-performing loans to skyrocket?
It is alleged that a group of politically-connected people took out large loans from state-owned commercial banks (SOCBs) and intentionally defaulted on them.
October 3, 2023
The Bangladeshi model of dealing with bank crises
The growth of bad loans is mainly due to the business-politics nexus, lack of corporate governance, and weak judicial system
September 16, 2023
Do we really need digital banks?
The banking sector in Bangladesh is at risk, given its huge amounts of distressed assets.
August 28, 2023
Non-performing loans: Are we aware of the real picture?
It is necessary to get an appropriate estimate of NPLs so that the actual performance of the banking sector can be understood.
August 28, 2023
Basel accords, capital requirements and bank risks
The balance sheet of a bank has two sides: assets and liabilities. The assets are financed by two sources of funds: debt capital (liabilities) and equity capital (owners’ equity).
August 9, 2023
Defences against bank risks
Banks are an essential part of a nation’s economy. They facilitate the flow of funds from surplus units (depositors) to deficit units (borrowers) to fuel the growth of the economy.
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