agricultural loan program
Cultivating Prosperity
Agricultural loans serve as a cornerstone for rural farmers, playing a crucial role in sustaining a nation’s food security and rural economy.
Connecting farmers to finance
In the pursuit of agricultural sector development, it’s imperative to enhance the accessibility of loans for marginal farmers.
Safeguarding food security
Bangladesh, despite its dense population and limited agricultural land, has successfully managed its food supply, largely due to the steadfast dedication and resilience of its farmers.
What Bangladeshi banks offer to farmers
In recent years, agricultural and rural finance programs have been boosted as the private commercial banks (PCBs) along with state-owned commercial banks (SCBs), have come forward to disburse agri-loans in the country.
“We are overcoming the physical presence of our channels by introducing an embedded financing program with different Agri Fintech”
Historically, farmers had very few options on their grips to promote their agri-farming. Informal lenders and MFIs are still the major sources of borrowing for marginal farmers though banks are also scaling up agri-financing programs across the country.
“Policies aimed at risk mitigation can enable banks to extend more loans to underserved segments”
To better facilitate our farmers, we are focusing on enhancing access and simplifying the application process for agri-loans.
“Priority given to underprivileged and unbanked people in chars, haors, salinity-prone areas, and ethnic minorities”
Since the beginning of agri credit disbursement by the banking sector, the prime focus has been on facilitating farmers directly by providing all types of agri loans promptly.
“Offering training on financial literacy can greatly enhance the effectiveness of agri-loans”
To better facilitate our farmers through agri-loans, financial institutions can adopt a more localized approach by understanding regional farming needs and tailoring loan products accordingly.
Harvesting progress: Agri loans for women
Bangladesh, a land nourished by fertile deltas, thrives on its agricultural sector. But beneath the swaying crops lies a reality often unseen which is the immense contribution of women farmers.
Cultivating Prosperity
Agricultural loans serve as a cornerstone for rural farmers, playing a crucial role in sustaining a nation’s food security and rural economy.
Connecting farmers to finance
In the pursuit of agricultural sector development, it’s imperative to enhance the accessibility of loans for marginal farmers.
Safeguarding food security
Bangladesh, despite its dense population and limited agricultural land, has successfully managed its food supply, largely due to the steadfast dedication and resilience of its farmers.
What Bangladeshi banks offer to farmers
In recent years, agricultural and rural finance programs have been boosted as the private commercial banks (PCBs) along with state-owned commercial banks (SCBs), have come forward to disburse agri-loans in the country.
“We are overcoming the physical presence of our channels by introducing an embedded financing program with different Agri Fintech”
Historically, farmers had very few options on their grips to promote their agri-farming. Informal lenders and MFIs are still the major sources of borrowing for marginal farmers though banks are also scaling up agri-financing programs across the country.
“Loan products must be developed to cater to the specific needs of farmers”
For better facilitation of the farmers in our country, the introduction of smart and simplified loan application procedures with less paperwork and processing time is a prerequisite.
Harvesting progress: Agri loans for women
Bangladesh, a land nourished by fertile deltas, thrives on its agricultural sector. But beneath the swaying crops lies a reality often unseen which is the immense contribution of women farmers.
“Offering training on financial literacy can greatly enhance the effectiveness of agri-loans”
To better facilitate our farmers through agri-loans, financial institutions can adopt a more localized approach by understanding regional farming needs and tailoring loan products accordingly.
“Priority given to underprivileged and unbanked people in chars, haors, salinity-prone areas, and ethnic minorities”
Since the beginning of agri credit disbursement by the banking sector, the prime focus has been on facilitating farmers directly by providing all types of agri loans promptly.
“Policies aimed at risk mitigation can enable banks to extend more loans to underserved segments”
To better facilitate our farmers, we are focusing on enhancing access and simplifying the application process for agri-loans.